In the News

[For Fecks Sake]

17 minutes ago, CCB III said:

Im not labelling them BECAUSE of their wealth FFS. I'm labelling them BECAUSE of how they attained it. 

How do you know how someone attains their wealth?

[For Fecks Sake]

5 minutes ago, patrick bateman said:

Responsibility of the landlord.

Not his.

They are supposed to provide all services required.

Fuck off! So if a lightbulb needs changing the landlord should be doing it ?

[For Fecks Sake]

1 hour ago, Parklife said:

It's not like that at all though, is it? 

I'd expect a man with 2 degrees to compose better analogies. 

Disagree with me but don't be a dipshit. 

Sorry, posting as I help out at the Stonehaven food bank. Will work on a better analogy just for you ?

[patrick bateman]

43 minutes ago, Redforever86 said:

Consi I don't think the issue is folk owning an extra property or dare I say it even two, the issue is planning, nimbyism, lack of social housing etc.

Maybe those who rent and don't wish too should vote for or form a political party that would help their interests?

It's complex no doubt.

Not black and white, but you've had a generation of people born in the 50s/60s who were able to access affordable housing and ownership when the ratio between earnings and house prices was at a far lower level than today.

Who have then leveraged the cheapest debt in history to remove stock from the market and drive up rent and house prices all to feather their own nests and who see no harm in what they have done.

The system for acquiring property is entirely slanted in the favour of those type of people.

It seems that if someone can provide proof of payment of rent (which would be higher than a mortgage payment) over a pre-determined period this should be proof of ability to pay, especially when backed by the property itself, and thus qualify them for a mortgage.

Not how it works tho.

And therein lies the problem they can't get the means of getting property because they are paying someone else's investment mortgage.

[patrick bateman]

4 minutes ago, For Fecks Sake said:

Fuck off! So if a lightbulb needs changing the landlord should be doing it ?

Your solution to a non functioning radiator was for him to have bled it himself.

That's not his responsibility.

That's a maintenance issue.

Of course, in order to make your point, you go to a light bulb change.

How would you feel about gas fire maintenance or gas cooker maintenance.

Would you be happy to live in the same property block as someone doing their own maintenance, unqualified..

[CCB III]

7 minutes ago, For Fecks Sake said:

How do you know how someone attains their wealth?

FTLOF min. 
 

What are your degrees in? Genuinely curious?

[Parklife]

1 hour ago, CCB III said:

That cunts got two degrees? In fucking what? 
 

 

So he says. @rocket_scientist  never believed it

 

57 minutes ago, Redforever86 said:

Consi I don't think the issue is folk owning an extra property or dare I say it even two, the issue is planning, nimbyism, lack of social housing etc.

You don't get to decide what the issue is and isn't.

[Parklife]

10 minutes ago, For Fecks Sake said:

Sorry, posting as I help out at the Stonehaven food bank. Will work on a better analogy just for you ?

Wow. That's quite the post. 

[patrick bateman]

Well this is quite the commentary

https://twitter.com/KeithOlbermann/status/1541140927707840512?t=UPyjtj_zVk4N5VfgPwfdeQ&s=19

[For Fecks Sake]

29 minutes ago, CCB III said:

FTLOF min.

What are your degrees in? Genuinely curious?

Check back, it's been covered before.

Typical lackey behaviour, asking someone else to do their work for them ?

[Redforever86]

25 minutes ago, Parklife said:

 

 

You don't get to decide what the issue is and isn't.

I said I think, apologies I never made it clear it applied to the whole post. 

Property investment can be fair, and it can be a good solution for the landlord to provide themselves with a safe steady income. It works in many countries similar to ours in other ways. So I think just saying "it's immoral" isn't the solution. 

[For Fecks Sake]

31 minutes ago, patrick bateman said:

Your solution to a non functioning radiator was for him to have bled it himself.

That's not his responsibility.

That's a maintenance issue.

Of course, in order to make your point, you go to a light bulb change.

How would you feel about gas fire maintenance or gas cooker maintenance.

Would you be happy to live in the same property block as someone doing their own maintenance, unqualified..

Bleeding a radiator is not exactly a skill now is it and any bugger with a bit of nonce can do it.

Gas / fire maintenance requires specific training and passing a test in order to do it.

Hardly the same thing.

Ohhh I live in a block of flats and someone is bleeding their own radiators...are they insane ?

[Redforever86]

35 minutes ago, patrick bateman said:

It's complex no doubt.

Not black and white, but you've had a generation of people born in the 50s/60s who were able to access affordable housing and ownership when the ratio between earnings and house prices was at a far lower level than today.

Who have then leveraged the cheapest debt in history to remove stock from the market and drive up rent and house prices all to feather their own nests and who see no harm in what they have done.

The system for acquiring property is entirely slanted in the favour of those type of people.

It seems that if someone can provide proof of payment of rent (which would be higher than a mortgage payment) over a pre-determined period this should be proof of ability to pay, especially when backed by the property itself, and thus qualify them for a mortgage.

Not how it works tho.

And therein lies the problem they can't get the means of getting property because they are paying someone else's investment mortgage.

I agree with most of that, certainly if you can have proof of paying rent for X number of months it should give you leeway in getting a mortgage, but then currently 0% mortgages are frowned upon and banks are under strict lending criteria. 

I think the main issue is price, which comes down to supply and demand and we need more supply and better efficiency of use with what we already have. Fairer terms for renters (I think it's getting there slowly in Scotland) is probably a big issue too. Another factor is the quality of housing in all sectors is pretty terrible. 

[Redforever86]

Just now, For Fecks Sake said:

Bleeding a radiator is not exactly a skill now is it and any bugger with a bit of nonce can do it.

Bet you are a dab hand. 

[patrick bateman]

2 minutes ago, For Fecks Sake said:

Bleeding a radiator is not exactly a skill now is it and any bugger with a bit of nonce can do it.

Gas / fire maintenance requires specific training and passing a test in order to do it.

Hardly the same thing.

Ohhh I live in a block of flats and someone is bleeding their own radiators...are they insane ?

A bit of what?

Assuming you're not just being a dick, the issue isn't the radiator.

It's that it's not his responsibility.

I used the gas maintenance to oppose your changing of a lightbulb.

But if you want to continue with the light bulb fine.

What if the renter has a disability and can't change a light bulb ,bleed a radiator...

I remember living in a flat in uni with high ceilings and we had no ladder in the place provided by the landlord and were climbing on chairs and using boxes to get high enough to change a lightbulb.

 

 

 

 

 

 

 

[Guest milne_afc]

What if the radiator requires more than bleeding? How would an untrained idiot know? What if bleeding the radz causes further issues in the heating system? Who’s to blame? Because that’s what it’ll come down to when the untrained idiot wants to move out and asks for their deposit to be returned.

Factored living is coming anyway and the yoots of the day will be dreaming of being fucked in the arse by unscrupulous landlords.

 

[CCB III]

5 minutes ago, Redforever86 said:

I said I think, apologies I never made it clear it applied to the whole post. 

Property investment can be fair, and it can be a good solution for the landlord to provide themselves with a safe steady income. It works in many countries similar to ours in other ways. So I think just saying "it's immoral" isn't the solution. 

It's immoral to hoard housing. 
 

"Good solution for the landlord" 

 

Of course its a good solution for a landlord. They are guaranteed to make money, more or less. It's a great solution, if you're lucky enough to be able to afford multiple houses. 
 

I disagree, presenting the need for housing as a moral issue, akin to the providing of water, food, to people who need it, is probably the best way around it. 
 

If housing is viewed purely through the means of profit/loss, it's actual purpose, to house and protect people, is lost. 
 

It shouldn't be viewed as a commodity, more so an essential right.
 

 

[elephantstone78]

25 minutes ago, Redforever86 said:

I agree with most of that, certainly if you can have proof of paying rent for X number of months it should give you leeway in getting a mortgage, but then currently 0% mortgages are frowned upon and banks are under strict lending criteria. 

I think the main issue is price, which comes down to supply and demand and we need more supply and better efficiency of use with what we already have. Fairer terms for renters (I think it's getting there slowly in Scotland) is probably a big issue too. Another factor is the quality of housing in all sectors is pretty terrible. 

Agree. 

add in more shared equity deals with local authorities. 
 

But, ultimately, build more houses. Affordable houses. 
This was the problem with thatcher’s right to buy scheme. It helped millions own property that wouldn’t otherwise have done so but hindered millions by removing millions of good quality council houses. Actual houses with front and back garden not high rise shoeboxes. 

[Redforever86]

2 minutes ago, CCB III said:

It's immoral to hoard housing. 
 

"Good solution for the landlord" 

 

Of course its a good solution for a landlord. They are guaranteed to make money, more or less. It's a great solution, if you're lucky enough to be able to afford multiple houses. 
 

I disagree, presenting the need for housing as a moral issue, akin to the providing of water, food, to people who need it, is probably the best way around it. 
 

If housing is viewed purely through the means of profit/loss, it's actual purpose, to house and protect people, is lost. 
 

It shouldn't be viewed as a commodity, more so an essential right.
 

 

I’m not disagreeing with the points you are regurgitating. I said one or two houses. 

 

Anyway what’s your thoughts on a solution? 

[CCB III]

3 minutes ago, Redforever86 said:

I’m not disagreeing with the points you are regurgitating. I said one or two houses. 

 

Anyway what’s your thoughts on a solution? 

More public housing, higher taxes on those who want to abuse the private market, rental caps for areas appropriate to income. 
 

That's my solution in the current society 

 

The back of my brain says, remove their heads from their shoulders and redistribute the houses to who need them 

 

That's just me tho. 

[For Fecks Sake]

33 minutes ago, Redforever86 said:

Bet you are a dab hand. 

Probably as good as you are at washing sheets ?

[For Fecks Sake]

28 minutes ago, milne_afc said:

What if the radiator requires more than bleeding? How would an untrained idiot know? What if bleeding the radz causes further issues in the heating system? Who’s to blame? Because that’s what it’ll come down to when the untrained idiot wants to move out and asks for their deposit to be returned.

Factored living is coming anyway and the yoots of the day will be dreaming of being fucked in the arse by unscrupulous landlords.

 

Have you ever bled a radiator?

[Guest milne_afc]

2 minutes ago, For Fecks Sake said:

Have you ever bled a radiator?

Sorry, don’t understand the relevance? 
 

[Redforever86]

7 minutes ago, For Fecks Sake said:

Probably as good as you are at washing sheets ?

I’m great at it, put them in the machine, close the door, press 2 buttons, open the door after it’s finished. Detergent, softener and peroxide even go in automatically. Beats working for a living. 

[For Fecks Sake]

9 minutes ago, milne_afc said:

Sorry, don’t understand the relevance? 
 

Have you?

[Guest milne_afc]

1 minute ago, For Fecks Sake said:

Have you?

I’ll answer as soon as you do about your degrees.

[Guest milne_afc]

https://www.bbc.co.uk/news/world-latin-america-61945917
lol

[Redforever86]

https://mobile.twitter.com/ELTIEMPO/status/1541162794334257155

[Redforever86]

Bull currently updating its Facebook to mark itself as safe. 

[Parklife]

Kendrick Lamar. 

GOAT 

Don't @ me.